There are generally two ways to get a mortgage in Canada: from a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Manage your LIFE, not just your Mortgages. Talk to ecMORTGAGE Advisor today!


Fill out the form below, we will call you back when it's convenient for you!

Buying your first home?

As a First Time Home Buyer, you probably have a million questions. This page will answer some of them, but a ecMORTGAGE broker will help walk you through the home buying process, step-by-step.

Learn More

Loan approval process?

There are many different ways a ecMORTGAGE broker can help you find the mortgage progam that is best suited to your needs.  Here's a brief description that will help you explore your options.

Learn More

Apply Today!

If you're ready, you can Apply right now via our Secure On-Line Mortgage Application or download a PDF form. ecMORTGAGE broker will contact you to discuss your mortgage needs.

Learn More

Refinancing mortgage?

You might be sitting on a pile of cash via the equity in your home.  Many of our clients use this equity to consolidate debts, do home renovations, purchase a rental or vacation property.

Learn More

  • "We've worked with other brokers and directly with banks in the past and knew the lay of the land when it comes to mortgages. However working with ecMORTGAGE was the best experience when looking for such loans so far in our experience. They took the time to explain everything to us at all times and their advice on different options has us thinking of the next mortgage and our other options for future already. Will be working with them again for sure."

    Renewal - Dean Flanagan

  • "We are first time home buyers and were surprised to find out that mortgage brokers have better rates than those offered by banks. At ecMORTGAGE we got answers to all our questions, they took time to explain each and every number and term. Getting our first mortgage was really easy."

    First Time Home Buyer - Julie Nadeau

  • "I was trying to expend my small business for couple of years, every bank I applied to for a loan rejected my application. Mr. Chicerman suggested to apply to a specific small business loan program at a particular financial institution and helped me with paperwork, as a result I opened a new location and doubled number of my customers."

    Small Business Owner - David Burcha

  • "I and my wife always renewed our mortgage with the same bank, because we used to be loyal to that bank. I really changed my perceptions after ecMORTGAGE arranged a mortgage for us with our bank but at much lower rate. We are saving a lot of money now."

    Renewal - Robert & Emily Whitty

  • "ecMORTGAGE is the right choice if you are looking for a loan, mortgage or just an advise. I could not get any loan from banks due to my low credit score. They gave me step by step instructions how to improve my credit. Consultations were absolutely free."

    Credit Improvement - Antony Amman

  • "This was not my first time seeking advice from a mortgage agent, but it was the best experience by far. Eugene Chicerman was incredibly helpful, answered all my questions and gave me invaluable financial advice. He was very responsive and professional anytime I needed any help or had any questions. It was a great pleasure to work with him and I highly recommend this outstanding professional to anybody seeking a mortgage agent. Thank you Eugene for all your help!!! :)"

    Refinance - Elena Kotliarova